Life Cover Calculator

Estimate how much life insurance coverage your family may need based on your expenses and protection goals.

Your Age

Enter your age (in years)

18 yrs
18 yrs 80 yrs

Protection Duration

Enter the age till which you want your coverage to last (in years)

18 yrs → 60 yrs
18 yrs 80 yrs
The plan should ideally last until your dependents need financial assistance (typically 65–70 years). Anything beyond this age may be unnecessary and expensive.

Monthly Expenses

Enter your average monthly expense

Do not include EMIs and investments in expenses.

Outstanding Loans

Enter any unsecured outstanding loans

Disclaimer: Insurers set an upper limit to your coverage based on your income and education.
UNC Insurance

Get the right cover in just a few clicks

Determine how much life cover your family may need. Enter your details and click “Calculate” to receive a personalized recommendation.

The recommended cover for you is ₹0

0 Monthly Expenses

Expected Expenses

TODAY
2026

₹0 / Month

AT
2068

₹0 / Month

₹0 Recommended Life Cover

COVERED
2026
Age 18
2068
Age 60